EN 
ES The Multiverse Platform
The Multiverse is our composable application platform, a robust suite of tools for creating and managing embedded finance applications through the entire software development lifecycle.
Our Capabilities
Central Hub for Digital Transformation that safeguards legacy IT infrastructure and investments while facilitating the adoption of next-gen digital services.
Scalable and Flexible Cloud-Native Solution that forms the foundation for digital product development and seamless integration with partner ecosystems.
Agile and Cost-Effective Platform with integrated model-driven governance and AI-assisted code generation to accelerate time to market and eliminate wholesale replacements.
Multiverse is ideal for large organisations that require high scaling, high availability, and high volumes of secure concurrent transactions at low cost-per transaction with financial industry-grade compliance.
Multiverse OpenX Framework — OpenID FAPI 2.0 Certified
- Inbound and outbound API gateway, Event gateway
- API and participant management
- Data and privacy governance
Enable collaborations in an ecosystem with the highest industrial standard
Open Banking API and Repository
Open Banking API provided by banks and consumed by third-party providers.
Open Banking Management Portal
All-in-one back-office portal to manage Open Banking API, schema, data dictionary, customer consent and registered participants.
Open Banking Participant Directory
A centralised directory of all organisations to register as a participant and find public service providers in the Open Banking ecosystem.
- Organisation management with organisation profile, authorisation servers, software and certificates
- Public service provider search
- Directory user management
Open Banking API Sandbox
A safe environment for third party provider to experiment with Open Banking API.
Open Banking Authentication and Consent Management
- A centralised DB for creating, storing and maintaining payment consent records
- Authorised within customer’s banking channel
- Banks of both customer and payment initiator able to retrieve and view consent record
- Payment terms included in the consent record
Open Banking API Gateway
- A secure and lightweight gateway package with all standardised open payment API
- Provide options to synchronise the most up-to-date API from payment switch provider (ITMX)
- Provide standardise interface to connect the with participant internal system
Multiverse Studio
- Cloud-based platform for composite technologies and process governance, including cloud IDE
- Model-driven and AI-assisted low-code development
Data-driven and AI-assisted low-code development with integrated governance
Defining Data
Quick creation and management of data dictionaries for better data governance
System Design
Application system design, end-to-end design of microservices and related artifacts
AI-assisted Coding
Large language models to enable efficient code generation and accelerate time-to-market
Developer Operations
Streamlining of processes across the sofware development lifecycle, for enhanced collaboration and deployment reliability
Multiverse Packaged Business Capabilities
- Digital use-case-centric and business domain design-oriented modular components for quick MVP release and customisations
Off-the-shelf best practice MVP
Loans
Digital personal credit management solution
Savings
Digital CASA account management solution
Wallets
Digital wallet for composable issuer solution
Payments
Scalable payment switch for flexible payment methods
Assets
Flexible security trading and brokerage solution
Multiverse Distributed Cloud Runtime Management
- All-in-one multi-cloud runtime management platform digital applications
- State-of-the-art service framework to deliver the most efficient build with 100% control over runtime
- Governance-driven operations for observabilities and cost efficiency
Proven cloud-native runtime that is highly scalable, reliable, and cost-efficient
Governance and Configuration
Agile and cost-effective platform with integrated model-driven governance
Automated Operation
Automate application deployment, scaling, security, and operations
Observability and Alerts
One centralised monitoring environment to manage all your operations
Security
Our financial grade platform is proven to run safely for any BFSI environment
Multiverse Platform Key Principles
Model, Event, and Data-Driven Design
- Domain-driven design — Multiple domains-oriented platform
- Data-driven design — The development lifecycle begins from defined data
- DevOps native — Reduced workload from developing by using CI/CD automated pipeline
Fully Distributed Architecture
- Built-in distributed transaction control and distributed datastore technology
MASA Enabled
- Multiple experiences for multiple users with API mediation layer to transform
- Multigrained services — Micro/mini and macro services orchestrated in an event-based platform
- Event-driven architecture — The application acts when a subscribed event occurs
End-to-end Operation & Management Platform
- Platform design
- PaaS operations
- Cloud environments
- Monitoring and alerts
- Configuration & System administration